NebulaBiz Cash Advance Melbourne Fl: June 2020

Tuesday, June 30, 2020

It’s Now Cheaper Than Ever to Borrow Money for College

Federal student loan interest just dropped to its lowest rate ever. The interest rate for undergraduate student loans disbursed after July 1 is 2.75%. It’s an almost 40% decrease from last year’s rate for 2019-20 loans, which was 4.53%. Graduate and PLUS loan interest rates are also at record lows: 4.30% and 5.30%, respectively. A...

The article It’s Now Cheaper Than Ever to Borrow Money for College originally appeared on NerdWallet.

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United Airlines MileagePlus Program: The Complete Guide

» COVID-19 updates: United’s change and cancellation policies. United’s elite status policies. United Airlines is among the largest airlines in the U.S. and the world. It’s the dominant carrier at O’Hare International in Chicago, and it operates domestic hubs in Houston, Newark, Denver, San Francisco, Washington-Dulles, Los Angeles and Guam. If your home airport is a...

The article United Airlines MileagePlus Program: The Complete Guide originally appeared on NerdWallet.

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IHG Rewards: More Value for the Frugal Traveler

» COVID-19 updates: IHG’s change and cancellation policies. IHG’s elite status policies. With modest pricing and more than 5,700 properties worldwide, the InterContinental Hotels Group, or IHG, loyalty program may be your best bet if you’re a more frugal traveler who wants plenty of options. Here’s what you should consider before signing up. Table of...

The article IHG Rewards: More Value for the Frugal Traveler originally appeared on NerdWallet.

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What is APR and How Does It Affect Your Mortgage?

Annual percentage rate, or APR, reflects the true cost of borrowing. Mortgage APR includes the interest rate, points and fees charged by the lender. APR is higher than the interest rate because it encompasses all these loan costs. Here’s a primer on the difference between APR and interest rate, and how to use it to...

The article What is APR and How Does It Affect Your Mortgage? originally appeared on NerdWallet.

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JetBlue TrueBlue Rewards Program: The Complete Guide

» COVID-19 updates: JetBlue’s change and cancellation policies. JetBlue’s elite status policies. JetBlue Airways is known for its affordable fares and frequent flights to beach destinations. From its early focus on the Eastern U.S., the airline has gradually expanded operations to more areas of the country. Hub cities include Boston, New York (JFK), Orlando, Fort Lauderdale, Florida, and...

The article JetBlue TrueBlue Rewards Program: The Complete Guide originally appeared on NerdWallet.

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Hawaiian Airlines HawaiianMiles: The Complete Guide

» COVID-19 updates: Hawaiian’s change and cancellation policies. Hawaiian’s elite status policies. For many living in the 50th state, Hawaiian Airlines is an excellent and practical choice: With hubs in Honolulu and Maui, it’s one of just two airlines that offer inter-island flights in Hawaii. It also offers top-notch amenities, such as spacious lie-flat seats in...

The article Hawaiian Airlines HawaiianMiles: The Complete Guide originally appeared on NerdWallet.

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What Is a USDA Loan? Am I Eligible for One?

Perhaps you feel more at home surrounded by pastures than pavement. If so, buying a home might be well within reach, thanks to the U.S. Department of Agriculture mortgage program. In fact, the USDA might have one of the government’s least-known mortgage assistance programs. A USDA home loan is a zero down payment mortgage for...

The article What Is a USDA Loan? Am I Eligible for One? originally appeared on NerdWallet.

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Delta Air Lines SkyMiles Program: The Complete Guide

» COVID-19 updates: Delta’s change and cancellation policies. Delta’s elite status policies. One of the largest airlines in North America and the world, Delta Air Lines operates hubs at eight U.S. airports: Atlanta, Boston, Cincinnati, Detroit, Los Angeles, Minneapolis-St. Paul, Salt Lake City and Seattle-Tacoma. It also has more than 25 international airline partners. If you live in a...

The article Delta Air Lines SkyMiles Program: The Complete Guide originally appeared on NerdWallet.

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Alaska Airlines Mileage Plan: Your Complete Guide

» COVID-19 updates: Alaska’s change and cancellation policies. Alaska’s elite status policies. For people who fly from the West Coast, Alaska Airlines checks all the boxes: It serves complimentary in-flight Starbucks, has an insanely valuable co-branded credit card, and gets you where you need to go. This Seattle-based airline also has hubs in Anchorage, Alaska, and Portland,...

The article Alaska Airlines Mileage Plan: Your Complete Guide originally appeared on NerdWallet.

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Marriott Bonvoy Program: The Complete Guide

» COVID-19 updates: Marriott’s change and cancellation policies. Marriott’s elite status policies. After merging with Starwood Preferred Guest and Ritz-Carlton Rewards in August 2018, the Marriott Bonvoy program is one of the largest hotel rewards programs in the world. The new Marriott Rewards program encompasses 30 brands across price points, from budget-friendly properties to luxurious...

The article Marriott Bonvoy Program: The Complete Guide originally appeared on NerdWallet.

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5 Things to Know About the U.S. Bank Altitude Go Card

If you’re a foodie and you’re looking for a fee-free rewards credit card, the U.S. Bank Altitude® Go Visa Signature Card may be the creme de la creme. The card — introduced in June 2020 — features unrivaled rewards-earning potential on restaurant purchases among cards with a $0 annual fee. Its launch came amid a surge in...

The article 5 Things to Know About the U.S. Bank Altitude Go Card originally appeared on NerdWallet.

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How to Get the Most from the Alaska Airlines Visa Signature Credit Card

The Alaska Airlines Visa Signature® credit card is popular among West Coast flyers and credit card maximizers alike for good reason: Its reasonable annual fee ($75) can be easily offset by its solid combination of benefits. But what if you want to do more than just “offset” the annual fee? Here are all the ways...

The article How to Get the Most from the Alaska Airlines Visa Signature Credit Card originally appeared on NerdWallet.

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How to Get the Most From the Hawaiian Airlines World Elite Mastercard

Hawaiian Airlines and Barclays Bank offer travelers a co-branded credit card that can get you on the fast track to the Aloha State. The Hawaiian Airlines® World Elite Mastercard® offers unique perks and rewards and is a great option for travelers who live near one of the 13 mainland airports that offer service to Hawaii...

The article How to Get the Most From the Hawaiian Airlines World Elite Mastercard originally appeared on NerdWallet.

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3 Points-Friendly Destinations for Your Next Award Trip

Note: As you plan travel during the coronavirus pandemic, please check the CDC and State Department websites for current guidance and travel restrictions. You’ve been sheltering in place for longer than you’d like to admit, and you’re already daydreaming of your next adventure. We’ll travel again eventually, right? And when we do, you want to get the most bang for...

The article 3 Points-Friendly Destinations for Your Next Award Trip originally appeared on NerdWallet.

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Chase Sapphire Cards Will Earn Extra on Instacart, Gas, Streaming (Limited Time)

Credit card customers may not be traveling as much this summer given the COVID-19 pandemic, but Chase is making it easier for its Sapphire cardholders to rack up rewards toward future travel. From July 1 through Sept. 30, 2020, the Chase Sapphire Preferred® Card and Chase Sapphire Reserve® will earn bonus points on Instacart orders,...

The article Chase Sapphire Cards Will Earn Extra on Instacart, Gas, Streaming (Limited Time) originally appeared on NerdWallet.

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Monday, June 29, 2020

GoAuto Insurance Review 2020

NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. Ben Moore GoAuto Insurance reviews and ratings Mobile app offers the ability to buy and manage a policy.Available in only three states.High number...

The article GoAuto Insurance Review 2020 originally appeared on NerdWallet.

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What Is Credit Life Insurance, and Do You Need It?

There’s a certain degree of risk when you take out a loan, especially if you’re borrowing a lot of money. Protecting others from shouldering your debts if you die can be a natural concern. However, debts are rarely inherited, which means your loved ones probably won’t be responsible for your loan. In some situations, though,...

The article What Is Credit Life Insurance, and Do You Need It? originally appeared on NerdWallet.

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Good Neighbor Next Door Program: How It Works

The Good Neighbor Next Door program might sound almost too good to be true: Teachers, law enforcement officers, firefighters and emergency medical technicians can buy homes for 50% off the list price and finance the purchases with down payments as low as $100. But there’s a big limitation to understand before getting your hopes up....

The article Good Neighbor Next Door Program: How It Works originally appeared on NerdWallet.

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How New Grads Can Handle 3 Essential Post-College Questions

Life after graduation is always an unknown. But the coronavirus pandemic has added even more uncertainty for the nearly 4 million students expected to receive college degrees in 2019-20, according to the National Center for Education Statistics. “I feel like when you graduate, you go out into the real world,” says Stephanie Fallon, 23, who...

The article How New Grads Can Handle 3 Essential Post-College Questions originally appeared on NerdWallet.

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SmartMoney Podcast: Setting Money Goals at Milestone Birthdays, and Bagging Big Bucks with Bank Bonuses

Check out this episode on any of these platforms: Apple Podcasts Spotify SoundCloud Welcome to NerdWallet’s SmartMoney podcast, where we answer your real-world money questions. This week’s episode starts with a discussion about “big birthdays.” A milestone birthday can start you thinking about what you’ve done with your life and where you want to go...

The article SmartMoney Podcast: Setting Money Goals at Milestone Birthdays, and Bagging Big Bucks with Bank Bonuses originally appeared on NerdWallet.

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Underrated Reasons Why You Need a Citi/AAdvantage Platinum Select World Elite Mastercard

Even if you’re only a casual American Airlines customer, it can be worth considering the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®. Besides earning valuable American Airlines miles you can use to save on airfare, this card offers several perks to save you more money and protect your purchases. American Airlines loyalists can benefit...

The article Underrated Reasons Why You Need a Citi/AAdvantage Platinum Select World Elite Mastercard originally appeared on NerdWallet.

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For Safer Summer Travel, Consider a Motel

Note: As you plan travel during the coronavirus pandemic, please check the CDC and State Department websites for current guidance and travel restrictions. After months of stay-at-home orders in various locations, states are now in different stages of loosening restrictions. Now that summer is here, many Americans are desperate to take a summer vacation. But they’re also worried about pandemic...

The article For Safer Summer Travel, Consider a Motel originally appeared on NerdWallet.

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How to Choose Which Airline Miles to Earn From Your Flights

If you’re flying on American Airlines, you might assume that you can only earn AAdvantage miles from those flights. However, American Airlines partners with dozens of other airlines — many of which will let you credit American flights to their mileage programs. And the best place to credit your American flight may not be the...

The article How to Choose Which Airline Miles to Earn From Your Flights originally appeared on NerdWallet.

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AmEx Cards Add Incentive to ‘Shop Small’ in Summer 2020

American Express is giving cardholders a limited-time opportunity to earn up to $50 in statement credits for shopping at small businesses this summer. The offer comes as an AmEx survey of entrepreneurs found that 62% of small businesses might not make it to 2021 if consumer spending — sharply reduced in the COVID-19 pandemic —...

The article AmEx Cards Add Incentive to ‘Shop Small’ in Summer 2020 originally appeared on NerdWallet.

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Mortgage Outlook: Rates to Tread Water in July

July mortgage rates forecast The interest rate on the 30-year fixed-rate mortgage remained near record lows in June and is likely to stay there in July. The 30-year fixed averaged 3.33% APR in the first four weeks of June, a smidgen lower than the 3.37% average APR in May and 3.36% in April. June’s rate...

The article Mortgage Outlook: Rates to Tread Water in July originally appeared on NerdWallet.

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The Long, Unhappy History of Working From Home

As the coronavirus keeps spreading, employers are convinced remote work has a bright future. Decades of setbacks suggest otherwise.

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Sunday, June 28, 2020

For Small Businesses, It’s All About the Pivot

These entrepreneurs wanted to own their future the way they had owned their past. What they did and how they did it was as varied as their businesses.

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Friday, June 26, 2020

How to Make Money Online as a Teenager

Ways to make money online as a teen may seem limited, because many websites require participants to be at least 18, and the ones that are open to minors may not be reputable or worth your time. It’s important to know the details before signing up. To help you choose the right option, here’s what...

The article How to Make Money Online as a Teenager originally appeared on NerdWallet.

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On One Block in Brooklyn, the City’s Economic Turmoil Is on Full Display

In Sunset Park, a vibrant neighborhood of businesses run by immigrants and their families, some stores do not plan to reopen. Others worry about how long they can survive.

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On One Block in Brooklyn, the City’s Economic Turmoil Is on Full Display

For Small Businesses, It’s All About the Pivot

Drugstore, Butcher, Dry Cleaner: Pandemic’s Toll on a Brooklyn Block

Small Businesses Repurpose Lessons From the 2008 Recession

“While every recession is different, as in 2008, small businesses today must focus on adaptability and prepare for timid consumers.”

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Drugstore, Butcher, Dry Cleaner: Pandemic’s Toll on a Brooklyn Block

Can a Co-Working Space Go Online? It Can in a Pandemic

After the lockdown, the owner of Honey Space for Moms had such success going virtual that she is making bigger plans.

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United MileagePlus Award Optimization for Beginners

With an extensive flight network and excellent partner airlines within the Star Alliance, United MileagePlus miles offer endless award flight options. It’s never been easier to rack up tons of United miles to travel to just about any corner of the globe. In this guide, we will go over the basics of using your miles...

The article United MileagePlus Award Optimization for Beginners originally appeared on NerdWallet.

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7 Things You Should Know Before Getting the Chase Sapphire Preferred

The Chase Sapphire Preferred® Card is a popular choice for a travel credit card and comes with perks, a significant welcome bonus and a relatively low annual fee ($95). It makes sense to consider this card if you like to travel and get rewarded for your trip expenses, but want to keep your annual fee...

The article 7 Things You Should Know Before Getting the Chase Sapphire Preferred originally appeared on NerdWallet.

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Ask a Points Nerd: How Can I Factor Climate Change Into My Air Travel?

If 2020 has done anything, it has made us question our assumptions. From big systemic problems to personal issues, everyone’s ideas about what matters have shifted to some degree. The sudden decline in global air travel also carried a major silver lining: It contributed to a drastic reduction in carbon emissions. An article in the...

The article Ask a Points Nerd: How Can I Factor Climate Change Into My Air Travel? originally appeared on NerdWallet.

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How to Plan and Budget for DIY Projects Now

Did you find yourself cooped up during the pandemic-induced stay-at-home orders, blankly staring at the walls of your house, longing for more? Maybe you wanted to travel or go out to dinner with friends. Or maybe you just wanted a fresh coat of paint on that wall. If you found yourself in the latter camp,...

The article How to Plan and Budget for DIY Projects Now originally appeared on NerdWallet.

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Can a Co-Working Space Go Online? It Can in a Pandemic

After the lockdown, the owner of Honey Space for Moms had such success going virtual that she is making bigger plans.

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Thursday, June 25, 2020

Teacher Next Door and Other Home Buyer Assistance for Educators

Trying to buy a home on a teacher’s salary can be difficult, but there are national, state, local and lender-specific programs that can provide some relief. Doing your homework — sorry, we couldn’t resist — could help you save thousands of dollars through home loans for teachers, as well as closing cost and down payment...

The article Teacher Next Door and Other Home Buyer Assistance for Educators originally appeared on NerdWallet.

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How ‘Maximizers’ Can Cut Decision-Making Angst

No one wants to waste money, but some of us go overboard trying to get the best possible deal. I have spent nearly as much time researching which hiking socks to buy as I have choosing a new car. Others of my species — we’re called “maximizers” — might miss locking in a good mortgage...

The article How ‘Maximizers’ Can Cut Decision-Making Angst originally appeared on NerdWallet.

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4 Ways to Get Elite Travel Perks When You’ve Lost Status

For those with elite status, some airlines and hotels are extending perks and benefits due to the ongoing coronavirus pandemic, but not all have agreed to do so. And when it is safe to travel again, we may not travel as much as we used to due to changes in corporate travel, international restrictions and...

The article 4 Ways to Get Elite Travel Perks When You’ve Lost Status originally appeared on NerdWallet.

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Aviation-Geek Trips for Your Post-Coronavirus Travels

Note: As you plan travel during the coronavirus pandemic, please check the CDC and State Department websites for current guidance and travel restrictions. Whether you’re a plane-obsessed #avgeek or just someone who finds the world of aviation entertaining, there are some experiences that you should not miss. When travel returns to some semblance of normalcy after the COVID-19 pandemic, there...

The article Aviation-Geek Trips for Your Post-Coronavirus Travels originally appeared on NerdWallet.

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Travel Rewards Credit Cards to Utilize Now, For Travel Later

While some people might be home avoiding the COVID-19 crisis with TV binges and copious amounts of ice cream, it’s important to remember that someday travel will again become safe. It’s not clear when, and it will certainly look different than pre-COVID travel, but it will return eventually. If you have the travel bug and...

The article Travel Rewards Credit Cards to Utilize Now, For Travel Later originally appeared on NerdWallet.

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If You Need Credit Card Relief, Know the Options and Risks

As the COVID-19 pandemic interrupts incomes and tightens family budgets, many Americans have been looking to credit card hardship programs as a potential source of relief. About 1 in 6 American cardholders (16%) tried to enter a hardship program in March and April 2020 alone, according to a new NerdWallet survey. In the same survey,...

The article If You Need Credit Card Relief, Know the Options and Risks originally appeared on NerdWallet.

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Repurposing Lessons From the 2008 Recession

Wednesday, June 24, 2020

Safety Insurance Review 2020

NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. Sarah Schlichter Safety Insurance at a glance Operates in Massachusetts, New Hampshire and Maine.Gets fewer complaints to state regulators than other companies of...

The article Safety Insurance Review 2020 originally appeared on NerdWallet.

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Bank of America Adds Limited-Time Dining, Grocery Perks on Travel Cards

Bank of America® has some good news for people who carry its travel credit cards but aren’t traveling right now (or for the foreseeable future) because of COVID-19. From now through Dec. 31, 2020, holders of the Bank of America® Travel Rewards credit card and the Bank of America® Business Advantage Travel Rewards World Mastercard®...

The article Bank of America Adds Limited-Time Dining, Grocery Perks on Travel Cards originally appeared on NerdWallet.

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Repurposing Lessons From the 2008 Recession

A Bargain Hunter’s Guide to Used Car Shopping

If you’re shopping for a car, you may already know that buying used is a smart move that greatly expands your choices. The key is knowing where to look for them. Buying a used car will not only save you money but also allow you to shop higher-end brands, says Ivan Drury, Edmunds.com’s senior manager...

The article A Bargain Hunter’s Guide to Used Car Shopping originally appeared on NerdWallet.

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Looking for Recession-Proof Stocks? Find the Outperformers

Financial planners and advisors have a reliable playbook during periods of market volatility and recessions. But you’d be hard-pressed to find a financial expert who claims there’s a completely recession-proof stock out there. “I think there are stocks that tend to do better in a recession and certain sectors that tend to do better,” says...

The article Looking for Recession-Proof Stocks? Find the Outperformers originally appeared on NerdWallet.

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Hotel Brands Offer Summer Promotions to Entice Travelers

Note: As you plan travel during the coronavirus pandemic, please check the CDC and State Department websites for current guidance and travel restrictions. As summer travel slowly picks up, some hotel brands are providing bonus award points and other perks to draw customers. While none of these promotions offer can’t-miss deals, each provides a little extra reason to stay with...

The article Hotel Brands Offer Summer Promotions to Entice Travelers originally appeared on NerdWallet.

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How to Maximize the CitiBusiness / AAdvantage Platinum Select World Mastercard

The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is designed for business owners who want to earn American Airlines miles for their everyday purchases. The card comes with a slew of travel related benefits, bonus miles for shopping in select business-related categories and more. For an annual fee of $0 intro for the first year, then...

The article How to Maximize the CitiBusiness / AAdvantage Platinum Select World Mastercard originally appeared on NerdWallet.

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Best Hotels to Watch Fourth of July Fireworks This Year

Note: As you plan travel during the coronavirus pandemic, please check the CDC and State Department websites for current guidance and travel restrictions. Independence Day celebrations are always a popular family event, although this year things are sure to be different with social distancing guidelines. Large gatherings are giving way to smaller, more intimate events. Fireworks in some cities, like...

The article Best Hotels to Watch Fourth of July Fireworks This Year originally appeared on NerdWallet.

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Tuesday, June 23, 2020

Time's Running Out to File Yahoo Data Breach Claims

The deadline for filing for benefits in the Yahoo data breach settlement is coming up soon, on July 20. You may be eligible to collect part of a $117.5 million settlement fund — but how much and how soon is unclear. If this has a repetitive, “Groundhog Day” vibe, it might be because of the...

The article Time's Running Out to File Yahoo Data Breach Claims originally appeared on NerdWallet.

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Repurposing Lessons From the 2008 Recession

New Verizon Card: Decent Rewards, Limited Redemption

A new credit card on the way from telecom giant Verizon makes it easy to rack up rewards — but those rewards are redeemable only toward spending with Verizon wireless or the company’s Fios fiber-optic internet service. That’s helpful if you have high Verizon bills to offset, but it’s not as flexible as a general cash-back...

The article New Verizon Card: Decent Rewards, Limited Redemption originally appeared on NerdWallet.

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How Covid-19 Is Threatening Alaska’s Wild Salmon Fishing Season

A Brooklyn winemaker travels north to Bristol Bay each summer to net the red salmon that support his family. This year he’s faced with a tough ethical and economic choice.

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Is the Hilton Honors AmEx Aspire Card Worth Its Annual Fee?

Hilton partners with American Express to offer several versions of its co-branded credit card. The Hilton Honors American Express Aspire Card is the premium version that comes loaded with benefits and a price tag to match. The big question is if those benefits are worth the annual fee of $450. Let’s analyze what you get and whether...

The article Is the Hilton Honors AmEx Aspire Card Worth Its Annual Fee? originally appeared on NerdWallet.

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How Covid-19 Is Threatening Alaska’s Wild Salmon Fishing Season

10 New Hilton Hotels for Your Return to Travel

Note: NerdWallet strongly discourages traveling in the near future while the coronavirus continues to spread. Check the CDC and State Department websites for current guidance and travel restrictions. Please use the content of this article only to help inform future travel plans. As they say, planning a big trip can be half the fun —...

The article 10 New Hilton Hotels for Your Return to Travel originally appeared on NerdWallet.

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Southwest Rapid Rewards Optimization for Beginners

Although Southwest is technically a low-cost carrier, there are plenty of reasons to love the airline beyond its cheap fares. These include free checked bags, no change fees and the famous Southwest Companion Pass. One thing that sets Southwest Rapid Rewards apart from most other airline programs is that the cost of award flights are...

The article Southwest Rapid Rewards Optimization for Beginners originally appeared on NerdWallet.

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How to Make FAFSA Corrections and Updates

You can make corrections or updates to the information you provided on the Free Application for Federal Student Aid, or FAFSA, even after it is processed. Here’s how: Go to fafsa.gov and log in using your FSA ID. Select “Make FAFSA Corrections” once you’re redirected to the “My FAFSA” page. Create a save key, change...

The article How to Make FAFSA Corrections and Updates originally appeared on NerdWallet.

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Square, Jack Dorsey’s Pay Service, Is Withholding Money Merchants Say They Need

Small businesses say the Twitter chief’s other company is holding on to 30 percent of their customers’ payments during the pandemic.

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Square, Jack Dorsey’s Pay Service, Is Withholding Money Merchants Say They Need

Monday, June 22, 2020

25 High-Dividend ETFs and How to Invest in Them

Investors looking for regular income often lean on dividend stocks. But an easier way to harness stocks that make regular payments is to purchase dividend exchange-traded funds. Like much in the world of ETFs, dividend ETFs offer a simple and straightforward solution to getting exposure to a specific investing niche — in this case, stocks...

The article 25 High-Dividend ETFs and How to Invest in Them originally appeared on NerdWallet.

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