Friday, July 31, 2020

Credit Cards That Offer Preapproval Without a Hard Pull

Traditionally, when you apply for a credit card, the card issuer conducts what’s known as a “hard pull” on your credit report to determine your creditworthiness. Such hard inquiries can ding your credit scores temporarily. But several credit card issuers offer a pre-qualification or preapproval process that lets you avoid that hit to your scores, at least...



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