Monday, August 31, 2020

JetBlue Launches Two New Credit Cards for Puerto Rican Residents

If you’re a JetBlue flyer and live in Puerto Rico, you now have two new options to earn TrueBlue points with a credit card. The Puerto Rican bank Popular has teamed with JetBlue to launch the $0-annual-fee JetBlue Mastercard and the $99-annual-fee JetBlue Mastercard Eleva. Here’s what to know about the new cards: » MORE:...



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Delta Follows United, Eliminates Change Fees

Following United Airlines’ announcement regarding the elimination of change fees, Delta Air Lines has also made improvements by removing change fees from most domestic flights. Which flights are eligible for the change waiver? Effective immediately, domestic tickets purchased for travel within the United States, to Puerto Rico and to the U.S. Virgin Islands in Delta’s...



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How to Be Reunited With Your Long-Lost Money

Are you owed money you don’t even know about? You might be, if your name is in an unclaimed property database. Each year, billions of dollars from forgotten security deposits, refunds, uncashed paychecks and even old bank accounts are reported to state agencies. And each year, according to the National Association of Unclaimed Property Administrators,...



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If Doing Less Means Saving More, Try These 5 Money Moves

The coronavirus has upended countless jobs, schools and bank accounts. But while undoubtedly more people are struggling than not, those who are still working may have seen their expenses actually drop, due to canceled travel, limited dining options and more time at home. If you’ve managed to end up with extra money during the pandemic,...



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How to Diversify Investing in Stocks, Bonds and a Bit Beyond

A majority of U.S. adults (59%) are curious about alternative investments, according to a new NerdWallet survey. Alternative investments, or “alts,” are just about any asset that isn’t a stock, a bond or cash, like real estate, cryptocurrencies or commodities such as gold or oil. The most popular reason Americans cite for their alt interest?...



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Smart Money Podcast: Renters Are Struggling, and What to Do With an Old 401(k)

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion of NerdWallet’s new study about renters, who are really struggling in this economy. Renters tend to have lower incomes and spend more money on housing, which means they often have less of a cushion against...



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5 Things to Know About Gusto

Gusto is an easy-to-use small-business software package that lets you manage payroll, benefits and human resources all in one place. Designed for businesses with 100 employees or fewer, it stands out from the competition with its user-friendly features, transparent pricing and solid customer service. » MORE: NerdWallet’s best payroll software for small businesses It’s also...



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Your Guide to Hilton Honors Hotel Brands

Hilton Honors spans the globe with its properties, offering guests everything from affordable hotels with all the basics to some of the most luxurious addresses around the world. Hilton’s 18 brands include more than 6,200 properties in 118 countries and territories, and Hilton Honors members have come to expect notable perks with them no matter...



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How to Get the Most From Marriott Bonvoy Business AmEx

If you’re self-employed or operate a small business, the global coronavirus pandemic may have brought some unexpected expenses. These changes to your spending are an opportunity to evaluate whether the business credit card you’re using is getting you the best possible rewards. The Marriott Bonvoy Business™ American Express® Card is a popular choice for business...



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Is the Bank of America Travel Rewards Credit Card Worth It?

The Bank of America® Travel Rewards credit card offers you a simple way to earn valuable rewards on a travel credit card with a $0 annual fee. This is a good card to consider if you don’t like the restrictions of airline and hotel loyalty programs but want straightforward earning and easy redemption options. Here...



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United Ditches Domestic Change Fees, Adds More Flexibility

United Airlines is making some changes so that customers can enjoy more flexible travel, including ditching change fees for virtually all domestic flights — for good. Earlier this year, United, along with most other domestic airlines, began temporarily waiving change and cancellation fees for virtually all flights scheduled in or after March 2020 due to...



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Distance Learning Can Fit Into Your Back-to-School Budget

For many students, “going back to school” this fall could be just a figure of speech. As the pandemic persists, the decision about whether to allow in-person learning or keep classrooms closed is coming down to the wire. The possibilities of distance learning are influencing how much families anticipate spending on back-to-school purchases. Parents with...



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Chase Shakes Up Freedom Cards: New ‘Flex’ Option, New Categories for Unlimited

Chase is adding to its Freedom family of credit cards with the new Chase Freedom Flex. The new card will debut Sept. 15, 2020. It combines some of the benefits offered by the Chase Freedom® and the Chase Freedom Unlimited® — including rotating 5% cash-back categories and extra cash back at grocery stores for the first...



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Mortgage Outlook: A Light Lift to September Rates

September mortgage rates forecast The interest rate on the most popular mortgage has fallen to record lows for three months in a row. That streak might snap in September. The 30-year fixed-rate mortgage averaged 3.08% in August, down from the average of 3.18% in July and 3.33% in June. Fixed mortgage rates have fallen more...



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Saturday, August 29, 2020

Friday, August 28, 2020

In a Year of Uncertainty, Should You Still Buy Stocks?

Tens of thousands of people turn to Google every month to see if now is the time to invest. It’s a loaded question, especially this year: In late February 2020, the S&P 500 began a monthlong decline, finding what investors hope was the pandemic floor on March 23. Historically, it has taken an average of...



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Should You Take a Personal Loan to Pay Rent?

When gaps in income occur, such as through a loss of employment, your rent bill can be the most difficult to pay because it’s often your largest expense. In these situations, a personal loan for rent may seem like a feasible short-term fix. But personal loans are an expensive way to pay rent, and there...



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5 Great Remote Work Destinations for 2021

When the pandemic hit, a lot of companies started allowing staff to work from home — temporarily. But since then, a new trend has begun to emerge: More and more companies are allowing employees to work from remote locations permanently. For this new cohort of remote workers, this opens up a world — literally —...



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CESI: Consumer Education Services Inc. Review 2020

Consumer Education Services Inc. offers many common credit counseling services by phone or online, including debt management plans, student loan counseling and housing counseling. CESI is headquartered in Raleigh, North Carolina, and offers services in all 50 states and Puerto Rico. CESI may be a good fit if you: Prefer an online experience. CESI offers...



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Underrated Reasons Why You Need a Marriott Bonvoy Bold Credit Card

As road trips remain a popular travel option for the near future, a hotel credit card that helps you save on stays can come in handy. It’s even better if you can find one with no annual fee that offers valuable benefits. Though the Marriott Bonvoy Bold™ Credit Card has a $0 annual fee, it...



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Redeem Travel Rewards Faster by Pooling Points or Miles

You’re working to earn enough points for your next vacation, but it’s taking forever. Luckily, with some loyalty programs, you can speed up the process by sharing points with family members or friends — combining your rewards to redeem for flights, hotel stays and other travel quicker. Here’s your guide to some airline, hotel and...



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6 Great Recession Money Lessons That Still Apply Today

The Great Recession demolished jobs across the U.S., and it eventually came for mine, too. After graduating in 2009, I worked four months as an entry-level executive assistant at a nonprofit before being laid off. I had limited financial knowledge, a short work history and a lot to prove to break into the field of...



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Thursday, August 27, 2020

How to Apply for a Business Credit Card for a Side Hustle

If you’ve started a side gig to bring in some extra funds, you might be thinking about applying for a small-business credit card. Completing an online application for a credit card takes just minutes, but for small-business cards, you’ll have to answer a few extra questions. Some are obvious and others may seem like head-scratchers, but...



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World of Hyatt News

Aug. 25 – Hyatt Launches ‘Work From Hyatt’ Extended Stay Packages With a new normal being ushered in for both work and school due to the ongoing coronavirus situation, World of Hyatt has launched a new extended stay package aimed at those looking to get away but keep working (or schooling) while on property. The...



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International Airline News

Aug. 24 – Virgin Atlantic Offers Free COVID-19 Insurance And Other Major Loyalty Program Changes Virgin Atlantic has announced big changes to its coronavirus response and its overall loyalty program. First, for travel between Aug. 24, 2020, and March 31, 2021, Virgin Atlantic is offering coverage of emergency medical expenses due to coronavirus for you...



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Other Domestic Airline News

Aug. 19 – Hawaii Extends Strict Travel Policy to Oct. 1 If you were one of the potential travelers that had their eye on Hawaii’s Sept. 1 date to pull back its statewide visitor policy — requiring a 14-day quarantine for all arriving travelers — you’ll have to wait a little longer. Hawaii Governor David...



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JetBlue News

July 16 – JetBlue and American Airlines Announce New Partnership American Airlines and JetBlue issued a surprise announcement today laying out a new strategic partnership that will provide more route options, especially for travelers in the Northeast. Benefits to flyers include a proposed code-share on around 200 routes currently operated by the individual airlines, which...



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Alaska Airlines News

July 23 – Alaska Airlines Joining Oneworld Alliance Although the intention to join Oneworld was originally released by Alaska back in February, the official announcement finally came down from the alliance. The airline has indicated a desire to join the alliance “around the end of the year,” according to Oneworld. The move seems aimed to compete aggressively with Delta...



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American Airlines News

July 16 – JetBlue and American Airlines Announce New Partnership American Airlines and JetBlue issued a surprise announcement today laying out a new strategic partnership that will provide more route options, especially for travelers in the Northeast. Benefits to flyers include a proposed code-share on around 200 routes currently operated by the individual airlines, which...



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5 Things to Do When You Get the Delta SkyMiles Reserve AmEx Card

Opening a new credit card for perks and rewards can be exciting. In the midst of that excitement, you might forget all the benefits a particular card offers and, perhaps, make a few mistakes. If you’re a frequent Delta Air Lines flyer, consider applying for the Delta SkyMiles® Reserve American Express Card. It comes with...



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How to Maximize the Bank of America Travel Rewards Credit Card

The $0 annual-fee Bank of America® Travel Rewards credit card makes it easy to earn travel rewards through everyday spending. In most cases, every $1 you charge to the card earns you 1.5 points, which are redeemable for travel in two ways. You can trade your points directly for airline tickets, hotel stays, rental cars...



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Travel Hack: Maximizing Radisson’s 5k Per Stay Promo

As travel slowly creeps back into the minds of Americans, many hotel chains are running promotions to attract your business. But Radisson Hotels is offering an especially eye-catching deal: The 5k Per Stay promo. If you pick the right hotels at the right times, your Points + Cash stay could be as low as 0...



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The 2 Costs That Can Make or Break Your Nest Egg

If you earn a decent income but have trouble saving, the culprits could be the roof over your head and the car in your driveway. Retirement savers who contribute more to their 401(k)s often spend less on housing and transportation than their peers, according to a study by the Employee Benefit Research Institute and J.P....



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Wednesday, August 26, 2020

QuickBooks Online Review 2020

QuickBooks Online, the small-business accounting software, offers top-notch functionality at a reasonable price. And with about 4.5 million small businesses using it worldwide, it’s also the industry standard. It’s easy to find accountants who can work with QuickBooks Online. And because it comes with different tiers of features and the ability to upgrade, it can...



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Delta Air Lines News

Aug. 17 – Delta SkyMiles Cards Offering Elevated Rewards (Limited Time) If you’re a foodie and love to fly Delta, we have good news for you. And if you’re hoping to achieve the next level of Medallion status, we have some good news for you, too. Delta SkyMiles American Express cards are offering new bonuses...



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Chase Ultimate Rewards News

Aug. 3 – Some Chase Travel Cards Offering Temporary Gas, Grocery Rewards Holders of some Chase travel credit cards might not be traveling much in late summer and early fall, but they can instead use those cards to earn more miles and points closer to home, at supermarkets and gas stations. The promotion is a response...



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American Express Membership Rewards News

Aug. 3 – AmEx Cards Add Flexible Payment Options New payment options are coming to three flagship American Express cards. For starters, the issuer’s Pay It Plan It® features, which have been options for some AmEx cards since 2017, is being extended to the following products: The American Express® Green Card. The American Express® Gold Card....



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Southwest Airlines News

Aug. 13 – Southwest Credit Cards Hike Sign-up Bonuses to 65,000 Points Southwest’s consumer credit cards are boosting their sign-up bonuses. As of Aug. 13, 2020, the three Chase-issued products feature the following offer: Earn 65,000 points after you spend $2,000 on purchases in the first 3 months your account is open. The Southwest Rapid...



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Citi, Discover, Bank of America and Wells Fargo News

June 24 – Bank of America® Adds Limited-Time Dining, Grocery Perks From now through Dec. 31, 2020, holders of the Bank of America® Travel Rewards credit card and the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card can redeem points for grocery store, dining and takeout purchases at a rate of 1 cent...



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Marriott Bonvoy News

Aug. 3 – Get 10X Points on Restaurants, Gas and Hotels Now, cardholders of the Marriott Bonvoy American Express, Marriott Bonvoy Brilliant, and Marriott Bonvoy Business™ American Express® Card will receive the following bonuses on up to $7,500 in eligible purchases in each category: 10x points on U.S. gas stations. 10x points on U.S. restaurants. 10x...



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United Airlines News

Aug. 6 – United Extends Global Services Status and Adds New Lounge Benefits Global Services is an invite-only level at the top of United Airlines’ elite status rankings. Due to the lack of travel taking place because of COVID-19, United is extending the status of all current Global Services members to Jan. 31, 2022. Additionally,...



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Opening a CD Account in 5 Steps

Opening a certificate of deposit is a solid way to get guaranteed returns on your money with little risk. CDs tend to have the highest interest rates among bank accounts and are federally insured, unlike investments kept in stocks and bonds. Here’s a step-by-step guide to opening a CD. » Want to compare CDs with...



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Hilton Honors News

Aug. 25 – Bonus Points and a Free Night Certificate for Hilton AmEx Cardholders Hilton Honors American Express cardholders who have been members since at least July 7, 2020, can add the “Perfect Match” offer to their card. You will earn 1,000 Hilton Honors points when you spend $1,000 on your card from the time you...



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Wyndham Sweet Spots: Maximize Your Points During Peak Travel Times

Wyndham has over 9,000 hotels across 20 brands and a straightforward rewards program, which gives award travelers a lot of choices to save money on hotel stays. Wyndham points can come in handy whether you’re looking to book a trip to New York City, time at Disney World with the kids, or a vacation to...



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Parks on Points: Popular Great Plains National Parks

National parks in the Great Plains area offer some of the most otherworldly landscapes in the country, ranging from colorful pools of almost-boiling water, to multiple colored, layered cone-shaped formations, to snow-covered mountains. Driving through these wide expanses of unspoiled nature offers a glimpse into what the pioneers might have experienced crossing the country in...



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Underrated Reasons Why You Need a CitiBusiness / AAdvantage Platinum Select Mastercard

Choosing the best business credit card can make a big difference in the rewards you’re earning for your company’s spending. Whether you want to earn a lucrative welcome bonus or get ongoing travel benefits, take time to assess whether it’s worth applying for a new credit card. If you’re a business owner and American Airlines...



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Many Drawn to ‘Alt’ Investing, Survey Finds, but Risks Await

Recent economic upheaval may have Americans questioning: Is there a better, safer place than the stock market for me to invest for the future? Close to 2 in 5 U.S. adults (38%) invest in securities — like stocks and bonds — but just 16% of Americans invest only in securities, according to a new NerdWallet...



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Where the Produce Includes Pepperoni: The Pizza Farm

This Midwestern staple has grown ever more popular in the pandemic, bringing farmers and diners together in a socially distanced summer destination.

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Tuesday, August 25, 2020

Where the Produce Includes Pepperoni: The Pizza Farm

This Midwestern staple has grown ever more popular in the pandemic, bringing farmers and diners together in a socially distanced summer destination.

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How to Earn and Use Travel Rewards by Playing Golf

Golf seems custom made for social distancing, which is sure to make it even more popular this summer. Road trips in the age of COVID-19 are gaining in favor this year, too, meaning many travelers could be hitting the road to vacation at top golf resorts with award-winning courses. If golfing is in your summer...



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Wyndham Rewards Optimization for Beginners

Although not as buzz-worthy as hotel loyalty programs like Hilton and Marriott, Wyndham Rewards offers considerable value when redeeming points for free hotel nights. With about 9,000 hotels around the world and a diverse set of hotel brands, Wyndham Rewards delivers lots of value for travelers. The program offers plenty of ways to use your...



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The Guide to Frontier Baggage and Other Fees

Frontier Airlines, headquartered in Denver, is considered an “ultra low-cost carrier.” The airline offers extremely low fares that include only the flight — all other perks and amenities are considered “extras” and come with an additional charge. You pay for seat assignments, checked bags and even carry-on luggage and the in-flight food and drinks that...



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Will You Get a Refund If COVID-19 Closes Your Campus?

Many colleges are welcoming students back for in-person learning and dormitory living this fall semester. Looming over everything: Campuses could shut back down at any time. With COVID-19 cases still high, many colleges are developing shutdown contingency plans alongside their reopening arrangements. At the same time, the pandemic is fueling new debate about whether colleges...



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